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Ángela De Los Santos
Ángela de los Santos A. M. is originally from the Hamlet of Ji Carito, in the town of Teloca. She currently works as an elementary school teacher at the Santa Rosa del Peñón school, where she has worked for four years. This will be her first loan through CEPRODEL and she will use the money to buy a lot on which she can build her home. This will allow her to have her own home and improver her family’s quality of life.
View original language description ↓
La Sra. Ángela de los Santos A. M. es originaria del municipio Telica comarca el Ji carito, actualmente se desempeña como maestra de educación primaria en Santa Rosa del Peñón donde tiene 4 años de laborar. Es el primer crédito que solicita en Ceprodel para mejorar su vivienda. El crédito lo solicitó para la compra de, Compra de lote. Con el objetivo de Construir su vivienda.
Esta señora tiene 1 hijos a su cargo.
Esto le permitirá llegar a construir su propia casa de habitación donde mejorara el bien estar de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Ángela De Los Santos land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2010
Oct 26, 2010
Currency Exchange Loss:
Oct 6, 2011