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Johana Del Socorro
View original language description ↓
Johana began her business of used clothing, shoes and toy sales when her husband was left unemployed. With a lot of effort she's been able to expand her business, which is located in the Ivan Montenegro market in the city of Managua.

She began with two thousand Cordobas. Now, her store is well supplied and she has a large set of customers.

Before dedicating herself to her present business Johana stayed at home and spent her time taking care of her children. Johana has worked with CEPRODEL for 8 months and feels that it offers her very reasonable conditions.

Translated from the Spanish by Susanna Heinz, Kiva Volunteer.

Hace aproximadamente Johana comienza su negocio de venta de ropa, zapatos y juguetes usados a raiz de que su esposo queda sin trabajo. Con mcha dedicacion ha logrado hacer crecer este negocio que actualmente esta ubicado en el Mercado Ivan Montenegro de la ciudad de Managua.

Comienza con un capita de C$2,000 (dos mil cordobas), lo cual era parte de la liquidacion de su esposo. Hoy en dia su tienda esta bien surtida, tiene una clientela amplia.

Antes de dedicarse a su negocio actual Johana era ama de casa y se dedicaba a cuidar a sus dos hijos.

Johana lleva trabajando con CEPRODEL desde hace 8 meses, tiempo en el que dice sentirse a gusto por el desembolso casi inmediato y las condiciones razonables que se le ofrece.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 18.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Johana Del Socorro purchasing merchandise and improving business structure.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 5, 2007
Nov 20, 2007
Currency Exchange Loss:
Feb 6, 2008