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Rosa Argentina
Rosa Argentina M. S. works at CERMA, a public school. She works as the director of the school. She has worked for the education ministry for 18 years.

She has had five loans with CEPRODEL. She has used each one to buy construction materials and improve her house. The CEPRODEL loans have been extremely beneficial to her. That is the way she improved her living conditions and those of her family.
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La Sra. Rosa Argentina M. S. ella es Trabajadora activa del Colegio público CERMA desempeñándose como Directora del Colegio tiene dieciocho años de trabajar para el ministerio de educación. Ha tenido cinco créditos con CEPRODEL y cada uno lo ha realizado para la compra de materiales de construcción y mejorar su casa de habitación los cuales los créditos con ceprodel le han beneficiado en gran manera ya que de esa manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,410,775
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Rosa Argentina to buy construction materials: zinc and crossbeams.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 4, 2010
Oct 25, 2010
Currency Exchange Loss:
Aug 16, 2011