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Nubia Maria
Nubia is 38 years old and lives with her two daughters who attend the school where she has her business in Primavera de Duran (a peri-urban area with a deteriorating ecosystem on the outskirts of Guayaquil).

Five years ago she started working at the snack bar in a school called “Eloy Alfaro” because they gave her the opportunity to run the business for three days a week and make her own profits. When the children go out for recess she sells candy, snacks and other fast food. Her aunt sometimes helps her with the business because she must work there for three days.

With her loan she would like to buy sweets, candy, snacks and drinks for her business. In the future she would like her children to successfully complete their studies and to be able to expand her business.
View original language description ↓
Nubia de 38 años, vive con sus dos hijas que estudian en la escuela donde ella tiene su negocio ubicado en Primavera de Duran (zona periurbana, con una ecología en disolución a las afuera de Guayaquil).

Hace cinco años ella comenzó con el bar en un Colegio llamado “Eloy Alfaro” ya que le dieR. la oportunidad de administrar el local en las tres jornadas y sacar sus propias ganancias. Cuando los niños salen al recreo comienzan sus ventas de golosinas, snack y otras comidas rápidas. En ocasiones su tía le ayuda atender el negocio ya que tiene tres jornadas que atender.

Con el préstamo quiere comprar dulces, snack, bebidas para su negocio. En el futuro quiere que sus hijos terminen sus estudios con éxito y poder ampliar su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nubia Maria candy, snacks, drinks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2010
Oct 27, 2010
Currency Exchange Loss:
Oct 23, 2011