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Rosa Concepción
Rosa Concepción G. R. sells vegetables and basic grains. She has been doing this for four years. She is married, and she has three school age children.

She has had seven loans with CEPRODEL. She has used each one of them to buy vegetables and grains in order to expand her business. The loans from CEPRODEL have greatly benefited her. This is the way she has improved her living conditions and those of her family.
View original language description ↓
La Sra. Rosa Concepción G. R. ella se dedica al negocio de Venta de Verdura y granos básico tiene cuatro años de dedicarse a esta actividad, es casada actualmente, tiene tres hijos en edad escolar. Ha tenido siete créditos con CEPRODEL y cada uno lo ha realizado para la compra de verduras y granos para su negocio y así ampliarlo, los cuales los créditos con ceprodel le han beneficiado en gran manera ya que de esa manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,415,325
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Rosa Concepción to buy basic grains and vegetables, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 6, 2010
Oct 25, 2010
Currency Exchange Loss:
Oct 29, 2011