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Emma M. is married and lives with her son’s family with two children. Emma’s husband has left home for Russia to find a job. Emma has been trading since 2000. Emma is selling locally made quality shoes, which are cheaper than imported ones and have a higher demand in the market.

Currently, Emma is planning to purchase new stock from local shoemakers and for that purpose, she requires this loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Emma purchasing new shoe stock from local shoemakers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 8, 2010
Nov 1, 2010
Currency Exchange Loss:
Nov 15, 2012