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This is 36 year-old Ramatulai. She is single with one 16-year-old child. She has one additional dependent, who lives with her because she needs a helper. In 2006, Ramatulai established her shoes, slippers, textiles, clothing and soft drinks business. She began her business to support herself and her child after she dropped out of school. Her business has proven profitable over the years. Working six days a week and 12 hours a day, she earns about 2,438,960SLL every month from this business. She needs a loan of 3,000,000SLL. Ramatulai requires a loan in order to rent a shop and buy more stock for her business. She hopes that this loan will enable her to increase her monthly profits by approximately 609,740SLL. Ramatulai intends to use the proceeds from this loan to send her daughter to the university. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,075.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Ramatulai to rent a shop, and buy some shoes, clothing and drinks for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 13, 2010
Oct 22, 2010
Currency Exchange Loss:
Aug 16, 2011