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Chhern V., 62, is married and resides with his wife and child in Phnom Penh City, Cambodia: an area known for being the most populated area in the country. V. is a machanic, earning an income of about USD 2 per day. His wife repairs motorcycles, earning an income of about USD 2 per day. The family has to spend USD 75 on food, USD 5 on electricity and water supplies, and USD 10 on other necessary expenses every month.

V. is requesting a loan of USD 500 to purchase spare parts to repair motorcycles and machines. In the future, he would like to use any additional profit to repair his house. This is his first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 185
    View loans »
    Cambodia Loans Fundraising
  • $39,841,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Chhern to buy spare parts to repair motorcycles and machines.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Oct 21, 2010
Currency Exchange Loss:
Apr 17, 2011