A loan of $450 helped to purchase fishing gear and equipment.

Carmela's story

Carmela O. is a married woman who lives in Zone 5, Brgy. Tagda, Hinigaran, Negros Occidental. She operates 2 business ventures: fishing and fish vending. Her husband Roquelo O., who is 52 years old, works as a fisherman and also helps in his wife's business activities. They have six children aged between 19 and 29.

Carmela joined NWTF-Project Dungganon in 2004 because she aspired for something better for her family. With the help of her past 7 loans from NWTF-Project Dungganon, Carmela has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 18,000 helped her to earn a monthly profit of PHP 8,000, lifting her family's standard of living. This time, for her 8th loan, she is borrowing PHP 19,000. She intends to use this as addtional capital for her business so that she can continue to save up for the future and for her daily needs. Carmela O. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.

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Loan details