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Heoung P., 45, is widowed and resides with her 4 children in Kandal Province, Cambodia, an area known for fertile farmland for growing vegetables. P. is a farmer and raises animals, earning an income of USD 1.5 per day. Three of her children are employed at the factories, where each earns an income of about USD 2 and helps cover the family expenses. The family has to spend USD 30 on food, USD 3 on electricity and water supplies, and USD 10 on other necessary expenses every month. P. is requesting a loan of USD 400 to purchase more pig food to feed pigs. In the future, she would like to use any additional profits she earns to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 155
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Heoung to buy pig food to feed pigs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 23, 2010
Oct 21, 2010
Currency Exchange Loss:
Oct 19, 2011