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Maria Alexandra
María is 34 years old. She lives in the “Orquídeas de Guayaquil” (Orchids of Guayaquil). It is an urban area that got its name because of the many orchid flowers that were there when the area was discovered. She sells food to people in the center where she lives.

She has always liked to cook. As a single mother she had to have her own way of earning a living. She started making lunches and selling them to the people she knows. Little by little her customer base was growing. Now she has a small dining room where she sells very economical lunches for $1.50. She makes all types of dishes starting at 8:00 a.m., when she buys the supplies, and then returns to start preparing the lunches.

She wants to use the loan to buy construction material like cement, paint, and blocks to improve her business. She makes the food in the kitchen in her house. In the future she wants to adapt her house and have a beauty parlor.
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María de 34 años, Vive en las Orquídeas de Guayaquil (zona urbana, llamada las orquídeas porque en su descubrimiento habían muchas flores orquídeas). Vende comida a la gente del centro donde vive.

Ha ella siempre le gusto cocinar debido a que es madre soltera tubo que optar por tener su propio medio económico, inicio haciendo almuerzos y vendiéndolo a sus conocidos, poco a poco fue creciendo su clientela. En la actualidad ella tiene un pequeño comedor donde vende almuerzos muy económicos a $ 1.50, hace todo tipo de platos desde las 08h00am comprar los víveres hasta que llega y comienza a prepararlos para el almuerzo.

Con el préstamo quiere comprar materiales de construcción como cemento, pinturas y bloques para mejorar su negocio ya que la comida la hace en la cocina de su casa. En el futuro quiere adecuar su casa y tener un gabinete de belleza.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Alexandra cement, paint, and blocks.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 8, 2010
Oct 23, 2010
Currency Exchange Loss:
Jan 15, 2012