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Galilaya Group
In this Group: Beatrice, Rehema, Margareth, Lucy Yangi, Consolata, Abdalah O., Muhamadi Ally, Ramadhani H., Salehe J., Swaiba, Arafa, Maria, Mariam, Tatu, Agnes, Hadida
Beatrice J. is in her late thirties and is married with one daughter. Five years ago, she opened her own beauty salon. She also sells kanga (sarongs) and kitenge (fabrics) that are used as women's clothing. Her business is open daily between 8:00 a.m. and 8:00 p.m. and earns Beatrice a good monthly profit.

This will be Beatrice's first loan with Kiva partner Tujijenge Tanzania. Beatrice aims to increase her inventory of kanga and kitenge, as well as buy equipment for her beauty salon.

Beatrice will share this loan with her loan group, Galilaya, which totals 16 members. The members of the group will hold each other accountable for repaying the loan.

In the picture, Beatrice can be seen in the second row, first on the right.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,182,850
    Funds lent in using Kiva
  • 1,492.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Galilaya Group's $2,300 loan helped a member to increase inventory of kanga and kitenge (sarongs and fabrics).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 19, 2010
Oct 23, 2010
Currency Exchange Loss:
Apr 16, 2011