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Mrs. El M., a 37-year-old married mother, lives with her husband and children in a small house located in the city of Phnom Penh. Mrs. El M. was not available the day of the photo, so her husband is in the photo instead. Mrs. El M. has rented a market store where she sells chicken to earn a living. She and her husband usually go to buy chicken in bulk at the cheapest price possible from rural people whose houses are full of poultry they raise for meat. Recently, Mrs. El M. ran out of chicken to sell, and she thinks that it is the best time for earning extra profit in order to support her family. Therefore, Mrs. El M. would like a Kiva loan in order to buy additional chicken to expand her business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped El to buy additional chicken for expanding her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 27, 2010
Oct 21, 2010
Currency Exchange Loss:
Jan 19, 2011