Chhung M. is 42 years old and mother to five children. Four are single and the other is married and has already started a new family. Her husband is a motor taxi driver who has spent almost his whole life in motor taxi service. In the beginning of 2005, Chhung M. built a small store in Phnom Penh City. In her shop, she sells a few snack products, fast foods, sweets and grocery items to people near her store and those who pass by. Unfortunately, her husband’s motor has often broken down. Because of this problem, Chhung M. would like a loan to buy a used motor to replace the broken one and to buy a cart for her husband.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.