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Grace Jazmin
Grace, age 20, works as a motorcycle taxi driver and also hauls merchandise. She lives in Playas canton, one of many tourist spots in Ecuador with a diverse variety of seafood.

Grace lives in a town on the edge of Playas called “Las Villas”. After she finished high school, she decided to become indpendent and earn her own income by becoming one of the first female motorcycle taxi drivers transporting passengers in Playas. Although men typically make up the majority of this profession, Grace continues to work as a motorcycle taxi driver because she earns enough income for her studies and it demonstrates that women can pursue whatever they want. She caters to students at the University and offers her services to passengers between the hours of 6am and 10pm.

With this loan, Grace will be able to buy equipment, a passenger compartment, and seats so that she can provide better service for her customers. In the future, she wants to have a small motorcycle business and acquire a house of her own.

View original language description ↓
Grace de 20 años, es conductora de una moto haciendo taxi y llevando mercadería, vive en un cantón llamado Playas uno de los lugares turísticos del Ecuador con una diversa dimensión de mariscos.

Como vive en una población a las afueras de Playas llamada "Las Villas" decidió después de salir de colegio independizarse y tener sus propios ingresos siendo una de las primeras motociclistas mujeres transportando gente como taximoto en Playas. Aunque normalmente los hombres son los que hacen esta profesión ella continua trabajando en la motocicleta para tener ingresos suficientes para sus estudios y demostrar que las mujeres pueden hacer lo que se proponen. Realiza expreso a estudiantes de la Universidad y recoge pasajeros desde las 06h00am hasta las 22h00pm.

Con el préstamo quiere comprar herramientas, carrocería y sillas para dar una mejor atención al sus clientes. En el futuro quiere tener una pequeña empresa de motocicletas y así obtener su casa propia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Grace Jazmin purchase equipment, a passenger compartment, and seats for her vehicle.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 29, 2010
Oct 24, 2010
Currency Exchange Loss:
Apr 15, 2012