A loan of $350 helped to purchase more stock.


Esperanza's story

Esperanza M. is a married woman who lives in Crossing Baterna, Brgy. Rafaela Barrera, Sagay City, Negros Occidental. She operates a general store. Her husband, Jose, who is 64 years old, works as a laborer and also helps in his wife's business activities. They have four children who are 32 to 40 years old. Esperanza joined NWTF-Project Dungganon in 1993 because she aspired for something better for her family. With the help of her past 8 loans from NWTF-Project Dungganon, Esperanza has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 15,000 helped her earn a monthly profit of PHP 1,500, lifting her family's standard of living. This time, for her 9th cycle loan, she is borrowing PHP 15,000. She intends to use this as additional capital for her sari-sari (general) store so that she can continue to save up for future improvements in her business. Esperanza M. is a Dungganon woman who is following an honorable path toward the achievement of her dreams. About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



Loan details


Lenders and lending teams



Loan details