A loan of $800 helped purchase of merchandise to expand her business.

Josefina Yolanda's story

Josefina Yolanda D. Muñoz is 54-years-old. She's married and lives with her partner and son. She lives in El Cantón de Ventanas in the province of Los Ríos. She has 3 children.

Josefina is a member of the rural fund La Esperanza, which is located 25 kilometers from Cantón de Ventanas. It's a community that participates primarily in commerce. The group meets each month in the neighborhood of San Vicente.

Josefina sells clothes, shoes, and cosmetics. She purchases her merchandise in Guayaquil and sells it in a shop in her home. She's requesting the credit to buy more merchandise to expand her business. With the support of the loan she'll be able to cover her necessities. Her dream is to open a shop, own her own home, and travel to the United States. She would like to visit her granddaughters.

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Translated from Spanish by Kiva volunteer Kate Richardson

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