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Meri Janed
Meri Janed R. Y. is 38 years old. She lives in a common-law partnership in the town of Ventanas, located in the province of Los Ríos. She has 4 children: Roxana (18), Taffarel (9), Fatima (5), y Scarlet (2).

Meri is a member of the Nueva Esperanza (“New Hope”) rural cooperative, which is located 25 kilometers from Ventanas. It is a community dedicated to short cycle crops (corn, rice, soy beans, broad beans and cacao). There are a total of 14 members.

Meri dedicates herself to planting corn. She makes her purchases and sales in Ventanas. She is requesting a loan to work in farming, buying supplies and fertilizers to plant corn. With the support of the loan, she would be able to improve her financial situation. She is challenged by the insect plagues that eat her corn.

She enjoys spending her free time with her family.
View original language description ↓
Meri Janed R. Y. tiene 38 anos. Vive en unión libre en el cantón de Ventanas en la Provincia de Los Ríos. Tiene 4 hijos: Roxana (18), Taffarel (9), Fatima (5), y Scarlet (2).

Meri es socia de la ventanilla rural Nueva Esperanza, que está ubicada a 25 kilometres del Cantón de Ventanas. Es una comunidad que se dedica a labores de ciclo corto (siembra de maíz, arroz, soya, fréjol, y cacao. Son 14 socios en total.

Meri se dedica al cultivo de maíz. Hace las compras y las ventas de sus productos en el Cantón de Ventanas. Solicita el crédito para trabajar en la agricultura, comprando los insumos y abonos para sembrar maíz. Con el apoyo del préstamo podría mejorar su situación económica. Se desafía por las plagas que comen su maíz.

En su tiempo libre le gusta pasar con su familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Meri Janed to work in farming, buying the supplies and fertilizers necessary for planting corn.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 16, 2010
Oct 20, 2010
Currency Exchange Loss:
Jan 15, 2011