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Juan Carlos
Juan Carlos M. B. is 32 years old. He has a common law marriage and lives in the village of Ventanas in the Los Rios Province. He has 4 children.

Juan is a member of the Nueva Esperanza Rural Bank, which is located 25 kilometers from Ventanas. It is a farming community based on growing corn, rice, soy beans, beans, and cacao. There is a total of 14 bank members.

He will use the loan money to rent land to plant corn. With the loan he will be able to increase the quantity of crops he grows and be able to rent more land. His dream is buy a car. The biggest challenges he faces are finding land to rent and planting his crops.

He like to play indoor soccer and volleyball.
View original language description ↓
Juan Carlos M. B. tiene 32 anos. Vive en unión libre en el cantón de Ventanas en la Provincia de Los Ríos. Tiene 4 hijos.

Juan es un socio de la ventanilla rural Nueva Esperanza, que está ubicada a 25 kilometres del Cantón de Ventanas. Es una comunidad que se dedica a labores de ciclo corto (siembra de maíz, arroz, soya, frejol, y cacao. Son 14 socios en total.
A Juan se dedica a la siembra de maíz y fréjol desde 20 anos. Las compras y ventas de sus productos realizan en el Cantón de Ventanas. Solicita el crédito para arrendar tierras para sembrar maíz. Con el apoyo del crédito podría aumentar sus cultivos y arrendar más tierra. Su sueno es comprar un carro. Se desafía por encontrar tierra para arrendar y poder sembrar sus cultivos.

Le gusta jugar el indor fútbol y volley.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Juan Carlos rent more land and plant more crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 16, 2010
Oct 21, 2010
Currency Exchange Loss:
Jan 15, 2011