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Hing P., 48, is married and resides with her husband and five children in Takeo Province, Cambodia, an area known for pre-angkorean Temples. P. is a farmer and raises cows, earning an income of USD 2.50 per day. Her husband is a farmer, earning an income of about USD 2.50 per day. The family has to spend USD 50.00 on food, USD 15.00 on children's education, and USD 10.00 on other necessary expenses every month. P. is requesting a loan of USD 1,200 to purchase a motorbike for the children to use to commute to work.

In the future, she would like to use any additional profit to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia. Hing appears in the photograph with her husband.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 161
    View loans »
    Cambodia Loans Fundraising
  • $41,452,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hing to buy a motorbike.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 28, 2010
Oct 19, 2010
Currency Exchange Loss:
Apr 25, 2011