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Yoy C., 19, is married and resides with her husband and one child in Takeo Province, Cambodia, an area known for pre-Angkorean temples. C. and her husband are employed at factories, earning an income of USD 3 each per day. The family has to spend USD 50 on food, USD 2 on electricity, and USD 10 on other necessary expenses every month.

C. is requesting a loan of USD 500 to purchase an ice-cream case and ice cream to sell. In the future, she would like to use any additional profit to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 165
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Yoy buy an ice-cream case and ice cream to resell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 22, 2010
Oct 19, 2010
Currency Exchange Loss:
Aug 16, 2011