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Kalbubu's Group
In this Group: Kalbubu , Jumabubu , Gulayim , Uson
Kalbubu B. is the leader of the group. She is 52, married. Her husband earns money by working as a school watchman. The couple has 3 children, including the youngest son who helps parents in keeping house. The whole family has been engaged in cattle breeding since 1990. Kalbubu hopes to get a loan for purchasing more cattle (livestock animals). In the future, the family is planning to increase cattle stock and also arrange a son’s wedding.

Jumabubu S., 50, married. Her family has 4 children, all of them help their parents to breed cattle. She started this business 20 years ago following her father’s advice. During these years, they have managed to increase the total number of animals. The loan purpose is to purchase more cattle for further fattening and breeding. Jumabubu and her family hope to improve their wealth by increasing cattle stock.

Gulayim S. has the status of group treasurer. She is 50, married. Her husband is a worker of administrative department. The couple has 2 children; the son raises money by working in Bishkek, the daughter is a student. The family has run their own cattle breeding business since 1994. Their loan purpose is to obtain livestock animals in order to increase their total number of cattle. In the future, Gulayim aims to give proper education to the daughter.

Uson K., 45, married. His wife is a private entrepreneur. The couple has 4 children, one of them is a student, the rest of which help parents in keeping house. The family makes their bread by selling consumer retail goods, following his brother’s advice. Out of profits, they wish to afford to obtain necessary household appliances. The loan purpose is to purchase 3 livestock animals. Later, Uson aims to increase cattle stock, then to enlarge commodity circulation.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalbubu's Group's $550 loan helped a member to purchase cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 8, 2010
Oct 18, 2010
Currency Exchange Loss:
May 15, 2011