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Nazyhan's Group
In this Group: Nazyhan , Buraima , Salim , Yhval
Nazyhan D. is the leader of the group. She is 54, a widow. Dhe has 4 children, the eldest one is married and lives separately, another 2 work in Russia and the youngest daughter is a schoolgirl. Nazyhan runs her own business, she has a canteen in the center of the village. Six years ago she had used to cook different dishes at home and sell them in the local market. Out of the profits she has managed to build the canteen and also to obtain cattle. The loan purpose is to open a mini bar in the canteen. In the future Nazyhan is planning to open a café in her village.

Buraima O., is 49 and married. Her husband is a tractor operator. The couple has 4 children,. The eldest son helps his father and the elder daughter is a student. The rest of the children are engaged in rice cultivating. The family enlarges their budget by selling rice. Six years ago after having harvested 10 tons of rice they started to sell it at retail. Out of profits, they are paying daughter’s school fees. Also they have managed to organize their son’s wedding. The loan purpose is to purchase 400 kg of rice for further resale. In the future Buraima wants to open a foodstuff shop in the village.

Salim A., 58 is married. His wife makes her income by working as a charwoman and a cook in the local school. The couple has 3 children. The family earns money by selling rice. They have been doing this for 10 years. The profits have made possible their son’s wedding and house repairs. The loan purpose is to purchase 250 kg of rice for resale. In the nearer future Salim is planning to obtain a car.

Yhval A. is 49 and married. Their family has 2 sons, both of them have jobs in Russia. The family raises money by selling rice. Five years ago they had bought 250 kg of rice for resale, since then their business has made a good incoming. Out of profits the family has managed to build a bath-house, obtain a car, TV-set and DVD-player. The loan purpose is to increase their stock by purchasing 750 kg of rice. Yhval in the future plans to breed cattle.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 46.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nazyhan's Group's $1,525 loan helped a member to open a mini bar.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 4, 2010
Oct 18, 2010
Currency Exchange Loss:
Feb 15, 2011