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Sai P., 45, is married and resides with her husband and five children in Takeo Province, Cambodia, an area known for pre-angkorean Temples. P. is a farmer, earning an income of USD 1 per day. Her husband is a motor-taxi driver, earning an income of about USD 3 per day. Two of her children are employed, earning an income of about USD 3 each per day to help cover the family expenses. The family has to spend USD 66 on food, USD 10 on electricity supply, and USD 20 on other necessary expenses every month.

P. is requesting a loan of USD 1200 to purchase a new tuk-tuk for her husband to improve his transportation business. In the future, she would like to use any additional profit to repair her house. This is her third loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sai buy a new tuk tuk (a motorcycle with a cabin) to improve the business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 22, 2010
Oct 18, 2010
Currency Exchange Loss:
Jan 15, 2012