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Kady Jahoska
Kady Jahoska is 27 years old and she lives in Zone #1 in front of La Casa de la Mujer in Nueva Guinea. Her husband, Roger Javier, helps with the basic expenses of the household. They have two young children together: Daniela is in 4th grade and Roger is 3 years old and is in preschool.

Kady finished her training in business administration and now she sells clothing and cosmetics. She contributes to the family's economy with the help of her business and she has won herself a good client base. She has had the business since she was very young. She requests a second loan from Afodenic (Kiva Field Partner) to build a bedroom for their two children. Currently they all live in one room together.

Her greatest dream is to expand in the market and improve her profits with the goal of improving the living conditions for her children. She wants to see them grow up to be honest individuals as she is. She wants to see them ready to support themselves in the future.
View original language description ↓
Kady Jahoska de 27 años de edad, vive en la zona # 1 frente a la casa de la mujer en Nueva Guinea, con su esposo Roger Javier que le ayuda con los gastos basicos del hogar, tienen dos hijos menores de edad: Daniela estudia 4to grado de primaria y Roger de 3 añitos estudia preescolar primer nivel.

Kady, finalizó la carrera de admnistración de empresa, se dedica a la venta de ropa y comesticos, para ayudar a desarrollar su propia económia familiar,donde ya tiene su propia clientela, actividad que realiza desde pequeña. Solicita el 2do crédito a AFODENIC mediante la ayuda de Kiva para construir el dormitorio de los dos niños, ya que actualmente duermen en el mismo cuarto de ella.

su mayor sueño es crecer en el mercado del comercio de esta manera obetner mayores Ganancias y brindarle mejores condiciones de vida a sus hijos, para que sean personas honestas como ella, preparadas y puedan depender de ellas mismas en el futuro.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Kady Jahoska to build a bedroom for the kids.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 29, 2010
Oct 19, 2010
Currency Exchange Loss:
Jun 15, 2012