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Rick and Alaycia are the owners of The Pampered Pet Boutique – a mom-and-pop pet supply store. They got the idea for the business after adopting their dog Chopper in 2006 and quickly realizing that there was nowhere in town to buy the pet accessories they wanted. Rick, who had spent 18 years as a store manager for a big company, knew he had the experience necessary to open their own store to fill that gap. “Having my own business is something I’ve always wanted, and I had been thinking about for years,” said Rick.

Rick and Alaycia have adjusted their store to the needs of the town, as well as the economy. A couple years ago they shifted their focus from pet accessories and expanded the store to include a grooming salon. The Pampered Pet Boutique has since won their city’s “Best of the Best” award two years in a row, and the couple intends to defend their title as long as they can. “We’re offering a service and want to make sure that pets are going home in the best condition possible. Regardless of how the economy is doing, people treat their pets like family,” says Rick.

The Pampered Pet Boutique has over 2,000 clients, so the dryers, clippers, and tubs are always busy. Rick and Alaycia used their own money to start the business and now need capital to maintain their equipment and continue operating. But despite their success, their bank turned them away due to tight lending standards in the credit crunch.

Rick discovered Opportunity Fund through the City of Tracy, which was trying to help its small business owners. With a $5,000 loan they will be able to upgrade old equipment and continue to build up their credit. “I had no idea that there were non-profit groups out there lending to small businesses, so I’m really appreciative of this chance,” Rick said.

To find out more about the The Pampered Pet Boutique, visit:

Additional Information

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About United States

  • $54,800
    Average annual income
  • 13
    View loans »
    United States Loans Fundraising
  • $12,909,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $5,000 helped Rick repair and upgrade old equipment and build up business credit.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Oct 20, 2010
Currency Exchange Loss:
Nov 19, 2011