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Los Girasoles Group
In this Group: Luisa Fernanda , María Herlinda , María , Sonia Elizabeth , Franses Samara , Gloria María , Juanita Magdalena , María José , Aura Yanet , Angela Elizabeth , Ana Patricia , Thelma Yolanda
Patricia is married, 47 years old, and works selling beauty products in the Salcajá market every day. She has been in sales for 16 years, and this has been a source of income for her. She needs capital to buy merchandise, and being that she is a leader, she joined with eleven other women to apply for a loan from ASDIR. They formed a communal bank called "Los Girasoles" [The Sunflowers]. The majority of these women have traveling businesses, and like Patricia, they dream of establishing stores of their own to expand their businesses and improve their incomes.
View original language description ↓
Doña Patricia, es casada, tiene 47 años D. edad, se dedica a la vender productos D. belleza, venD. en el mercado D. salcajá todos los días, tiene 16 años D. vender, lo cual ha sido una fuentre D. ingresos para ella. Necesitando capital para comprar mercadería y siendo una persona con liderazgo reúne a otras once mujeres para solicitar crédito en ASDIR formando un Banco Comunal el cual lo llaman Los Girasoles. La mayoría D. las señoras tienen negocios los cuales son ambulantes y ellas al igual que doña Pattricia sueñan con lograr adquirir un local propio para agrandar el negocio que tiene y asi loghrar mejores ganancias.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 39
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 8.1
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Girasoles Group's $2,250 loan helped a member working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 5, 2010
Oct 18, 2010
Currency Exchange Loss:
May 15, 2011