A loan of $450 helped to use as additional working capital.


Luz's story

Luz A. earns her living by operating two business ventures: buying and selling vegetables and spices, and a vegetable farming businesses. Her husband, Romeo A., age 45, works as a farmer to earn his living and also helps in his wife's business activities. They have one child, age 11. The family in lives in Upper Ilian, Brgy. Dumarao, Roxas, Palawan. Luz joined NWTF-Project Dungganon in 2007 because she aspired toward something better for her family. With the help of her past seven loans from NWTF-Project Dungganon, Luz has been working hard and incrementally lifting her family out of poverty. Her previous loan of PHP 16,000 helped her earn a monthly profit of PHP 5,000, which helped to improve the family's standard of living. This time, for her eighth cycle loan, she is borrowing PHP 18,500, which she intends to use as additional working capital so that she can continue to save up for the future education of their child. Luz A. is truly a Dungganon woman who is following an honorable path towards the achievement of her dreams. About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon. Dungganon is a Hiligaynon word that means "honorable." Through this alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities beyong anything they could have imagined. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



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Loan details