A loan of $1,225 helped a member to buy another buffalo for her husband's dairy business.


Razia's Group's story

Razia lives in Pakpattan, a small city in Pakistan. She owns a small house with two rooms and has been living in it with her family for over 15 years. She has 2 sons who have not started attending school yet. Razia is an embroidery artist by profession. She crafts beautiful embroidery designs onto dresses. The attraction of her work is that she never use any embroidery machines; she relies only on her hands to make her beautiful designs. She sells her work primarily to her neighbors. She has a good reputation among her clients and earns good income every month from her work. Razia is married to T. H., a milk seller by profession. T. has some buffalos at home which provide milk. His clients, including various milk shop owners, are from surrounding areas. He sells milk to them to generate income for the family. Razia is a regular client of Asasah, a Kiva partner. She has proved herself to be a dependable client, and has never missed a meeting. She is making her 2nd loan application for a loan for her husband’s business. He will use the money to buy another buffalo and increase his milk supply, which will increase his income as well. She is hopeful that her husband will make good use of his 10 years of experience in the dairy business to get maximum output from this investment. She also hopes that she will be able to send her children to school soon with the increased income generated by the loan. Note: In the photo, Razia is holding a blue book.

In this group: Razia , Irshad, Sajida, Musarat, Jannat
*not pictured


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Loan details