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After working at a canning company, Simon F. started Elsa Auto Body Shop in 1967 and has developed a loyal clientele. However, the summer months were slow, and he now needs a loan for working capital to help him get through this rough time.

This is Simon’s second loan. In 2008, when Hurricane Dolly swept through Texas, the roof of his auto body shop went with it. Simon used his first loan to buy a new, solid roof that could endure the hurricane force winds and rain that annually threaten south Texas. The new roof allowed him to continue working and he successfully paid back the loan.

When business slows down, Simon does not stop working. He does other landscaping jobs in order to make the loan payments.

As an avid rock collector, Simon hopes that one day he will be able to pursue his passion for rocks more actively.

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,982,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $5,000 helped Simon to keep inventory stocked during the low season.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Aug 30, 2010
Oct 20, 2010
Currency Exchange Loss:
Oct 17, 2013