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This is 41 year-old Samuel. He is married, and has four children under 12 as well as two additional dependents. He established his timber board and motor spare parts business in 2007. He started in this business as an apprentice repairing mobile phones but wanted his own business. Working six days a week and 10 hours a day, he now earns about Le 1,281,000 every month. Samuel would like a loan of Le 3,000,000 to buy more supplies, as he has very little competition and many customers. He hopes this loan will enable him to increase his monthly profit by approximately Le 230,000. In the future, Samuel plans to build a large store for his his timber and would also like to invest on his daughter’s education. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,075.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Samuel to buy more spare parts.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 6, 2010
Oct 15, 2010
Currency Exchange Loss:
Aug 16, 2011