Aba M. is married and has seven dependents. Aba buys bags of charcoal and sells them in small quantities at Abura. Her husband is a farmer. Aba uses her income to help her husband in providing for the basic needs of the family. Aba will use the loan to purchase more bags of charcoal for sale. With the new profits from her expanded business, Aba plans to save to educate her dependents.