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Gulnara's Group
In this Group: Gulnara , Aikukul , Malike , Merinsahan
Gulnara I. is the leader of the group. She is 43 and a widow. She has raised two sons and two daughters. Fifteen years ago, Gulnara started to sell fruits and vegetables raised in her own garden. In this way, she makes 9,750 soms per month. That profit made it possible for her to purchase cattle for breeding. With money received from the loan, Gulnara wants to purchase apples in order to resell them at a higher price. In the future, she wants to build a house for her sons.

Aikukul T. is the treasurer of the group. She is 47 and married. She has two daughters and two sons. Aikukul is a teacher at school and her husband works in construction. Aikukul is also engaged in cattle breeding. With money received from the loan, she wants to purchase a calf for breeding.

Malike R., 45, is married. She has a son and three daughters. Her husband works in Russia and she is the director of the rural school. A year ago, with an initial investment of 25,000 soms, Malike started to breed cattle. She hopes to obtain the loan because she needs money to purchase four calves for breeding.

Merinsahan M., 42, is married. She has a son and three daughters. Her husband works as a teacher of physical training at school. In order to earn money, Merinsahan sells toiletries in the market. In this way, she earns 3,500 soms per month. With money received from the loan, she wants to purchase more goods in order to increase the turnover of her business.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit: If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 67
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulnara's Group's $1,525 loan helped a member to purchase apples.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 2, 2010
Oct 15, 2010
Currency Exchange Loss:
Apr 15, 2011