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Dandy E. is from the village of San Simon, Cagayan de Oro City. He is 38 years old. Dandy is married and has three school-aged children. He owns a sari-sari (variety) retail shop. His main source of income comes from selling food and daily use products. Dandy has been engaged in his business for over five years and earns approximately 6,000 PHP a month.

In 2010, Dandy joined HSPFI to gain access to financial services to help improve his living situation and his ability to engage in business activities. Dandy is requesting a loan of 5,000 PHP, which he will use to purchase additional products to sell. This loan will be Dandy's first loan from HSPFI. He plans to use the additional revenue generated from the business to improve/expand his business.

About HSPFI:

HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation. Because manual translation of entrepreneur profiles is costly, Kiva created this template which enables its field partners to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 364
    View loans »
    Philippines Loans Fundraising
  • $70,796,875
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD