A loan of $250 helped fund Operations.


Chelita's story

Chelita A. is a married woman who lives in Hda. San Pablo, Brgy. San Pablo, Manapla, Negros Occidental. She earns her living by operating one business venture, a Food Vending ( Bananaque) business. Her husband Cesar, who is 52 years old, works as a laborer to earn his living and also helps in his wife's business activities. They have one child who is 12 years old. Chelita joined NWTF-Project Dungganon in 2007 because she aspired for something better for her family. With the help of her past 6 loans from NWTF-Project Dungganon, Chelita has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 10,000 helped her earn a monthly profit of PHP 5000, uplifting the family's standard of living. This time, for her 7th loan, she is borrowing PHP 10,000, which she intends to use to fund the operations of her business so that she can continue to save up for future education of her child. Chelita A. is a Dungganon woman who is following an honorable path toward the achievement of her dreams. About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



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