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Nubia Mayra
Nubia is a 35 year old teacher. She lives with her grandmother, mother, and her two children who are 14 and 12 years old and both attend primary school. Their grandmother takes care of them. Mrs. Nubia is a primary and secondary teacher and has been teaching at both levels in different shifts for 11 years.

She is asking for her tenth loan to repair her home. She wants to replace her metal roof as it is currently in poor condition and also wants to finish building the bedroom she began with her last loan from Kiva. It is important to mention that this client has proven herself to be a very honest and hard-working woman.

Her greatest dream in life is to finish her studies and that her children study so that they can be successful.

View original language description ↓
La profesora Nubia de 35 años de edad , vive con la Abuelita, su mamá y sus dos hijos de 14 y 12 años de edad ambos estudian su primaria, los cuida su abuelita; la Sra. Nubia es docente de primaria y secundaria ejerce las dos plazas a la vez en turnos diferentes desde hace 11 años.

Está solicitando su decimo crédito para reparar su vivienda como es cambiarle el zinc a su casa ya que se encuentra en mal estado y para terminar de construir una habitación que empezo con el credito anterior que fue beneficiada con Kiva, el cual ahora espera culminar este proyecto, importante mencionar que esta clienta ha demostrado ser una mujer bien honesta y bien trabajdora.

su mayor sueño en la vida es terminar de estudiar y que sus hijos estudien para que sean personas de bien.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 40
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Nubia Mayra new roof and to finish building a bedroom.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 28, 2010
Oct 15, 2010
Currency Exchange Loss:
Nov 15, 2011