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Gangamala Group
In this Group: Bakari, Mussa, Nassoro, Hamisi, Abdallah, Kassim, Iddi, Mwanaisha*, Miraji, Shabani
* not pictured
B. M., a married man in his early seventies with 10 children, runs a small business selling fried fish on the street in his home village. He has been doing this for the past four years, between 6 a.m. and 2 p.m. daily, earning him a low monthly profit.

This will be B.'s first Motisha loan with Tujijenge Tanzania. A Mothisha loan is a product offered by Tujijenge Tanzania that allows borrowers with good credit ratings to pay back their original loans faster and receive extra money before their original loan term has ended. With this loan, B. will buy more fish at the markets in the morning and thereby increase his sales. B. will share the loan with his loan group Gangamala, which consists of 10 members. The members of the group will hold each other accountable for repaying the loans.

In the picture, B. is standing in the middle of the back row, wearing a striped shirt.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 29
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,505.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gangamala Group's $1,975 loan helped a member to buy more fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 12, 2010
Oct 14, 2010
Currency Exchange Loss:
Mar 24, 2011