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Jazgul's Group
In this Group: Jazgul , Nurzat , Mahabat , Nazira
Jazgul S. is the leader of the group. She is 32 years old and married. Her spouse makes his income by working as an odd-job man. The couple brings up five children (3 sons and 2 daughters), and the eldest of them help their parents in house keeping. The family has its own business, which was started 4 years ago. They sell fruits and vegetables by wholesale. Due to years of working hard, the family has managed to increase cattle stock and improve their wealth. Jazgul’s family hopes to get a loan in order to purchase more fruits and vegetables. In the future she wishes to improve her family's welfare and develop their business.

Nurzat M. is the group’s treasurer. She is 24 years old and married. Together with her spouse, who earns additional income by working at a building site, she brings up 2 children (a son and a daughter). Both of their children go to kindergarten. Nurzat increases her family's budget by working as a business producer. In order to make her plans of purchasing furniture come true, Nurzat hopes to get a loan. In the future she is planning to improve her family’s welfare.

Mahabat K. is 36 years old and married. Her family has two children (a daughter and a son, who is a schoolboy). She lives together with her husband’s parents, who make their living by farming. Mahabat’s spouse raises money by working as a driver for Red Cross. She works in the accounting profession. Her family needs to get a loan in order to purchase calves for fattening. In the future the family wants to increase their cattle stock.

Nazira M. is 27 years old. She is a farmer. She hopes to obtain the loan because she needs money to improve her living conditions.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 46.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Jazgul's Group's $1,475 loan helped a member to purchase more fruits and vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 21, 2010
Oct 13, 2010
Currency Exchange Loss:
Apr 15, 2011