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Damira's Group
In this Group: Damira , Orunbai , Taalaibek , Altynai
Damira G. is the leader of the group. She is 26 and divorced. She has to bring up her 3-year-old son alone. She makes her living by sewing national costumes: dresses, gowns and trousers. Three years ago, her mother passed this business to her, and out of the profits she has managed to purchase a set (18000 soms). In order to buy fabrics and materials for sewing warm gowns to sell, Damira hopes to get a loan. In the future, she is planning to open her own dressmaking and tailoring establishment and to provide village girls with an appropriate kind of work.

Orunbai K., 30, is married. His family has two children in it. The main source of income for the family is from his own business: He bakes national bread and sells flour. His business was started two years ago, after he had been working as a baker in the capital. Out of the business profits, he has managed to obtain a car. In order to purchase 20 bags of flour, Orunbai needs to get a loan. By now he has two bakeries and in the future, he is planning to open one more in the next village.

Taalaibek K., 30, is married. He runs his own business of reselling foodstuffs and household goods in his own shop, where his wife also works as a saleswoman. Five years ago, Taalaibek’s parents sold hardware, then they passed the business to him. Out of his profits, he additionally has managed to begin car reselling. The loan purpose is to purchase a car (120,000 soms), taking into account the fact that he has 90,000 soms already. In the future, he is planning to open his own mini market in the village.

Altynai S., 24, is married. Together with her husband, who raises money by working as a driver, she is bringing up a daughter. Altynai has a profession as a seamstress. Today, she makes her living by sewing national costumes: dresses, gowns, blouses and so on. She also restores clothes on order. Out of her earnings, she has managed to purchase a calf. The purpose of her loan is to purchase stuff for sewing dresses. In the near future, Altynai wants to dedicate more time to her hobby; that’s why she is planning to open her own sewing shop in the village.

Where Did This Loan Come From?

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused microfinance institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple "P" bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only microfinance institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 46.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Damira's Group's $1,525 loan helped a member to purchase fabrics and materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 17, 2010
Oct 13, 2010
Currency Exchange Loss:
Dec 15, 2010