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Joyce O., 53, is a widow who has seven children: Charles (25), Maureen (20), Rose (18), Hezron (16), Rodgers (14), Kennedy (12), and Dennis (10). They live in Kisumu city.

Joyce has been selling fabric for the past 10 years. She normally sells to the local tailors. She is applying for her second loan from KADET LTD after successfully repaying the first one. She intends to use the money to buy more fabric to add to her stock so she can serve her clients well.

Joyce hopes to see her business expand so she can pay school fees and college fees for her children who depend on her.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 840
    View loans »
    Kenya Loans Fundraising
  • $47,022,050
    Funds lent in using Kiva
  • 80.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Joyce to buy more fabric.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2010
Oct 13, 2010
Currency Exchange Loss:
Nov 16, 2011