A loan of $1,625 helped a member to purchase fertilizers such as manure.


Marilou Saluta Group's story

Marilou S. is 47 years old, married and has three school-aged children. She is from the village of Pan-ay, part of the municipality of Clarin in Misamis Occidental province on the Mindanao islands. Marilou is the group leader of a five-member group loan offered by PMPC. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults.

Marilou is a farmer who plants and harvests rice for sale. She has been in business for over eight years and earns approximately 4,000 PHP a month.

In 2008 Marilou joined PMPC to gain access to its financial services. She has successfully repaid a previous loan of 14,900 PHP from PMPC that was used to purchase additional seeds, seedlings and young plants to grow. Marilou is requesting a new loan, her sixth from PMPC, of 14,900 PHP that will be used to purchase fertilizers such as manure. She plans to use the additional revenue generated to improve the general living conditions of her family.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that one-on-one translations of entrepreneur profiles are costly, Kiva created this template for our Field Partner to allow it to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Marilou, Luzminda, Restituta, Leonora, Janeth
*not pictured



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