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Santos Evelio
Santos Evelio, age 35, along wiht his life companion: Maria de los Angeles Zeledon, housewife, have a daughter 8 years of age. Señor S. O. has worked for CETA INATEC as a sub-director for 2 years. This has permitted him to do well.

He requires this loan to repair two walls of his house which are without plaster and to buy a door to replace one that is in bad condition.

His greatest dreams in life are to have stable work, since he is the only wage-earner in the family, to see his daughter go to school and little-by-little to improve the infrastructure of his dwelling with the loan obtained from AFODENIC and KIVA.
View original language description ↓
Santos Evelio de 35 años de edad, junto a su compañera de vida: Maria de los Angeles Zeledon, ama de casa, tienen una niña de 8 añitos de edad El Sr. S. O. labora para el CETA INATEC desde hace 2 años desempeñandose como Sub- Director, esto le ha permitido salir adelante.

Este crédito lo requiere para reparar dos paredes de su casa ya que se encuentran sin repellar y comprar una puerta que se encuentra en malas condiciones.

Su mayor sueño en la vida es tener estabilidad laboral ya que solamente es el sosten de la familia, que su hija estudie y poco a poco ir mejorando la infraestructura de su vivienda con los crédito obtenidos por AFODENIC y KIVA.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $25,736,625
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Santos Evelio to repair the walls in his house and buy a door.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Sep 28, 2010
Oct 15, 2010
Currency Exchange Loss:
Apr 15, 2012