A loan of $125 helped to purchase additional products to sell.


Germelyn's story

Germelyn M. is from the village of Poblacion, Don Carlos, Bukidnon. She is 44 years old. Germelyn is married and has four school-aged children. Germelyn owns and operates a specialized retail store. The main source of income for the business comes from buying and selling hardware products like toilet bowls and door knobs in the local community. Germelyn has been engaged in her business for over 10 years and earns approximately 10,000 Philippine pesos (PHP) a month from it. In 2010, Germelyn joined HSPFI to gain access to financial services to help improve her living situation and ability to do business. Germelyn is requesting a new loan of 5,000 PHP which will be used to purchase additional products to sell. This loan will be the first loan taken out by Germelyn from HSPFI. She plans to use the additional revenue generated from the business to improve and expand it. About HSPFI: HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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Loan details