A loan of $650 helped buying orders for her customers.

Violeta's story

This is Violeta C., 55, resident of Pasay City, Philippines. She is married to Florante C., a retired pensioner, and mother of five adults, all of whom are already working and helping her with the household and finances. As of the present time, Violeta is working hard to continually provide income for their everyday expenses.

Violeta maintains a pharmacological direct selling business. She sells DXN, a local brand of herbal medicines and health supplements. Also included in the inventory are vitamins. A customer's order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealer’s prices are lower than those in the catalogue, and these are the profits that dealers are counting on as their income. Her regular customers are her neighbors and the local community. She earns a minimum of 1500 Philippine pesos (PHP) in sales every week.

To help her continue operations of her business, she is requesting a 28,000 PHP loan. She will be utilizing the loan to buy orders for her customers. She expects a boost in her business income as she expands her business.

Violeta has always dreamed of having her house fixed and renovated. She faithfully meets up with her co-fellowship* members to share stories of her work every week.

*All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

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