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Candelaria is 41 years old, single, and has been working as a nursing assistant in Asunción Hospital for several years. She is a single mother of 2 children: the eldest, Oscar, attends college and works, and he also supports his mother with household expenses, Yubelki, is 11 years old and in elementary school.

Candelaria is requesting her seventh loan with the goal of building a porch in her home. Her house was built by a project with Caritas but the rain has wet the front wall, so she wants to protect her house with a porch to prolong its lifespan.

Candelaria is very grateful to AFODENIC and Kiva since her previous loan allowed her to complete her dream of having her own home. She was able to install basic services (water and electricity), build her own kitchen, and live in her own house with her children. Even though the house lacks protection, she hopes to gradually accomplish this with the help of AFODENIC and Kiva.
View original language description ↓
Candelaria de 41 años de edad es soltera, trabaja para como Auxiliar de Enfermeria en el Hospital Asuncion desde hace varios años. Es madre soltera de 2 hijos: el mayor de nombre Oscar que estudia en la universidad y trabaja y le apoya a su mamá con los gastos de la casa y Yubelki de 11 años en primaria.

Esta solicitando su 7mo credito con el objetivo de construir un porche en su casa, ya que su casita fue construida por medio de un proyecto con Caritas y con las lluvias se le moja la pared de enfrente y desea protegerla con esta construccion para que tenga mas vida util.

Candelaria expresa sentirse muy agradecida con AFODENIC y Kiva ya que con el credito anterior logro terminar su sueño de tener su casa propia, ya que logro instalar los servicios basicos (agua y luz) y construir su cocina para poder habitar su casita junto a sus hijos. Sin embargo, aun le falta acondicionarla, pero espera poco a poco hacerlo con el apoyo de AFODENIC y Kiva.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Candelaria build a porch.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 9, 2010
Oct 13, 2010
Currency Exchange Loss:
Oct 15, 2011