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Gayane H. is a widow with two children. She opened a music disc and computer accessorie shop in 2007. Gayane purchases the goods from both local and international suppliers. Gayane’s son helps his mother run the business, her daughter is a student. Gayane is eager to be competitive on the market and meet her clients’ demand. She has applied for the loan to purchase new inventory.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Gayane purchasing new inventory.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 24, 2010
Oct 10, 2010
Currency Exchange Loss:
Nov 16, 2011