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Adilbek K. is the young father of two beautiful daughters: five and three years old. He aims for a prosperous future for them, and does his best to achieve this goal. After graduating from Agricultural college, for four years, he has sold jeans at the market in the capital city Bishkek, where he met Sablat, his wife. They decided to move to Tokmok city, near the capital, and settle there. This couple went through hard times, with the lack of a home and money, but didn’t give up.

Sablat, in order to support her family, began to sew Kyrgyz national traditional clothes – “chapan” and “chepken” and embroider them with ornamental patterns. This activity started to bring permanent profit and customers increased. It led Adilbek to master the profession of seamstress - he bought one more sewing machine and helped his wife in this business. They worked hard and managed to enlarge it through raising floating capital, purchasing additional equipment, and hiring workers. With the revenues from these activities, Adilbek bought a small flat for his family and a used car.

Now Adilbek wants to take a loan of 70,000 KGS to purchase fabrics and thread and expand the range of products in his shop. He hopes that this will help him to increase revenues. In the future, Adilbek dreams of buying a big house for his family and to see more children in it.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Adilbek to purchase fabrics and thread.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 9, 2010
Oct 8, 2010
Currency Exchange Loss:
Jul 15, 2011