A loan of $1,775 helped a member to pay school charges for his children.


Daniel Michael's Group's story

Salone Microfinance Trust (SMT), a Kiva partner in Makeni, Northern Sierra Leone, is pleased to present to you the teachers of the WCSL Primary School, Kalangba village, near Makeni. WCSL Primary School was founded in 1942 by the Weslyan Mission to help educate the children of Kalangba Chiefdom. Currently, the school is staffed with 21 teachers and 422 pupils. This school is proud of the many doctors, teachers and other professionals that have passed through it.

This is the first loan that this school has applied for from SMT/Kiva lenders. Daniel M. M. is their leader and headmaster at the school. Daniel, age 53, was born in Kalangba village and has been in the teaching profession for 35 years now. He is married and has nine children: four in secondary school, three in college and the rest are now grown-ups and living on their own accord.

School staff from this institution, like many other schools' staff within SMT’s operational areas, come to SMT to apply for loans. With the help of these loans, they can accomplish certain tasks that they would otherwise not have been able to accomplish with their mere salaries alone. With the help of this loan, some can pay school fees for their children; others can use the loan to buy pieces of furniture, a plot of land, house-building materials or invest in business. At the end of each month, these teachers repay their loan out of their monthly salaries. The institution’s bursar is directly responsible for deducting the repayment and pays SMT on their behalf.

Mr. M., leader of this group, has requested this loan in order to pay for the school charges of his children.

Included in this photo is loan officer Mary Y. Conteh, in green, hugging Daniel M. M..

In this group: Daniel Michael, Tommy Maxwell, Daisy Hawa, Benjamin, Amie, Alex, Edward Sago



Loan details


Lenders and lending teams



Loan details