A loan of $575 helped to buy construction material (iron, cement, sand, stone, etc).


Fatima Ricardo's story

Fátima Recardo G. was born in the town of Quelimane, province of Zambezia, in Northern Mozambique. She's attending the last year of Instituto Superior. Single, no children, Fátima lives with her sister and two nephews in a house she owns. She left Quelimane for Maputo in the company of her sister in order to continue her studies. For the past 16 years she has been working as a clerk in a public institution, receiving a monthly salary of 11.500.00mt. After paying for the household expenses, she is able to put some money into her savings account at Barclays Bank. She has never had a loan with another institution and learned about Hluvuku through friends who are clients. This is her first loan and she plans to use the 20.000.00mt to buy construction material (iron, cement, sand, stones, etc) to build a garage for her car. She's confident in her ability to pay back this loan and plans to apply for another loan in the future, to start her own business.

Translator profile picture

Translated from Portuguese by Kiva volunteer Aline Pereira


Loan details


Lenders and lending teams



Loan details