Funded

Total loan: $2,375
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Satya Laksana Group


A loan of $2,375 helped a member to purchase livestock feed and other supplies.


Satya Laksana Group's story

Ni Ketut S. is a 62-year-old woman living in the town of Melaya - Bali. She is married and has two adult children. To make a living, Ni Ketut S. raises pigs for sale. She has been in this business for over five years and earns approximately 300,000 Indonesian rupiah (IDR) a month. She enjoys her work, especially feeding her pigs and watching them devour the food, as well as watching the birthing process.

In 2010, Ni Ketut S. joined MUK to gain access to financial services to help improve her living conditions and enable her to engage in business activities. Ni Ketut S. has successfully repaid a previous loan of 1,500,000 IDR from MUK which was used to purchase livestock feed and other supplies. She is now requesting a new loan of 1,500,000 IDR which will be used to purchase more livestock feed and other supplies. This will be her second loan from MUK. Ni Ketut S. plans to use the additional revenue generated from the business to save as a reserve for future emergencies. She hopes also that she will be able to help her grandchildren with their education and hopes they attain a high level so they can have a bright future.

Ni Ketut S. is the leader of a 14 member group accessing a loan offered by MUK. While each member of the group receives an individual loan, they are all responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is "Satya Laksana (PK-10306)".

About MUK The mission of Koperasi Mitra Usaha Kecil (MUK) is to assist small businesses in Bali by providing training, business consultation and loans, thereby helping the owners and their families improve their everyday lives.

Ni Ketut S. 0 (0) merupakan 62 tahun wanita. Dia (perempuan) tinggal di kota Melaya - Bali. Ni Ketut S. adalah pemimpin kelompok sebuah kelompok peminjam yang terdiri atas 14 anggota. Meskipun setiap anggota kelompok menerima pinjaman perorangan, mereka semua bertanggung jawab untuk mengembalikan pinjaman rekan anggota kelompok mereka jika ada yang menunggak atau gagal membayar. Nama resmi kelompok peminjam ini adalah Satya Laksana (PK-10306).

Meskipun bukan satu-satunya sarana untuk menghasilkan pendapatan, sumber utama penghasilan bisnis tersebut terutama berasal dari beternak babi untuk dijual. Ni Ketut S. sudah menjalankan bisnis ini selama lebih dari 5 tahun. Dari kegiatan-kegiatan ini, Ni Ketut S. menghasilkan sekitar 0,300 IDR. Dalam 2010, Ni Ketut S. bergabung MUK untuk mendapatkan akses ke layanan keuangan untuk membantu meningkatkan -nya kondisi kehidupan dan kemampuan untuk menjalankan kegiatan bisnis. Ni Ketut S. telah berhasil melunasi pinjaman sebelumnya sebesar 1.500.000 IDR dari MUK. Pinjaman sebelumnya ini digunakan untuk membeli pakan ternak & pasokan lain. Dia (perempuan) sekarang meminta pinjaman baru sebesar 1.500.000 IDR.

Pinjaman ini akan menjadi 2nd pinjaman yang diambil oleh peminjam dari MUK.

Tentang MUK: Misi Koperasi Mitra Usaha Kecil (MUK) adalah untuk membantu usaha kecil di Bali dengan memberikan perlatihan, konsultasi bisnis, dan pinjaman uang, dengan demikian membantu pemilik usaha dan keluarga mereka memperbaiki hidup sehari-hari.

In this group: Ni Ketut, Ni Kadek, Ni Luh, Ni Made, Ni Komang, Ni Wayan, Ni Kadek, Ni Nyoman, Ni Wayan, Ni Ketut, Ni Nyoman, Ni Nengah, Ni Putu, Ni Komang
*not pictured



Loan details

Loan length:

8 months
Repayment schedule: At end of term
Disbursed date: September 16, 2010
Facilitated by Field Partner: Koperasi Mitra Usaha Kecil (MUK)

Lenders and lending teams



Loan details

Loan length:

8 months
Repayment schedule: At end of term
Disbursed date: September 16, 2010
Facilitated by Field Partner: Koperasi Mitra Usaha Kecil (MUK)